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NOTICE OF NONRESPONSIBILITY A legal notice designed to relieve a property owner from responsibility for the cost of improvements ordered by another person. MORTGAGE INSURANCE Insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. (Note, however, that FHA and VA loans have different insurance guidelines.) COMMON AREAS Land or improvements designated for the use and benefit of all residents, property owners and tenants. HUD A federal cabinet department officially known as the Department of Housing and Urban Development. FHLMC See Federal Home Loan Mortgage Corporation. |
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