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REAL PROPERTY All land and appurtenances to land, including buildings, structures, fixtures, fences, and improvements erected upon or affixed to the same; excluding, however, growing crops. WARRANTY A guaranty by the seller, covering the title as well as the physical condition of the property. SPOT LOAN A loan on a particular property, usually a condominium unit, by a lender who has not previously financed that particular condominium building. FIRM COMMITMENT A definite undertaking by a lender to loan a set amount of money at a specified interest rate for a certain term. PRINCIPAL The capital sum; interest is paid on the principal. NOT spelled principle. |
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