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ANNUAL PERCENTAGE RATE (APR) The cost of credit expressed as a yearly rate. The annual percentage rate is often not the same as the interest rate. It is a percentage that results from an equation considering the amount financed, the finance charges, and the term of the loan. IMPLIED WARRANTY OF HABITABILITY A legal doctrine imposing on the landlord a duty to make the leased premises acceptable to live in and ready for occupancy and to continue to maintain them in a state of repair throughout the entire term of the lease. CONCESSIONS Discounts given by landlords to prospective tenants to induce them to sign a lease. MONUMENTS Visible markers, both natural and artificial objects, which are used to establish the lines and boundaries of a survey. MORTGAGOR The borrower in a mortgage loan transaction. |
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