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BANKRUPTCY A proceeding in a federal court to relieve certain debts of a person or a business unable to pay its debts. DEFICIENCY JUDGEMENT A judgment against a borrower, endorser, or guarantor for the balance of the debt issued when the security for a loan is insufficient to satisfy the debt. DESCENT The acquisition of an estate by inheritance, where an heir succeeds to the property by operation of law. Descent literally means the hereditary succession of an heir to property of an ancestor who dies intestate. COVENANTS RUNNING WITH THE LAND Covenants which become part of the property and benefit or bind successive owners of the property. EXECUTIVE The act of making a document legally valid, such as formalizing a contract by signing, or acknowledging and delivering a deed. |
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