Beach Estate Neighborhood Real Virginia,

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BALLOON PAYMENT
The final payment of a note or obligation, which is substantially larger than the previous installment payments, and which repays the debt in full; the remaining balance which is due at the maturity of a note or obligation.

CLUSTER DEVELOPMENT
The grouping of housing units on less than normal size homesites, with the remaining land being devoted to common areas.

LAND DESCRIPTION
A description of a particular piece of real property.

PLAT
A map or a town, section, or subdivision indicating the location and boundaries of individual properties.

ALLODIAL SYSTEM
The free ownership of land by individuals.

ECOA
See Equal Credit Opportunity Act.

APPLICATION
An initial statement of personal and financial information required to apply for a loan.

SETTLEMENT
The act of adjusting and prorating the various credits, charges and settlement costs to conclude a real estate transaction.

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